Outsourced Insurance Bookkeeping for Canadian Brokerages
Insurance bookkeeping built for Canadian brokerages and agencies
Premium trust reconciliation, carrier and commission accounting, and a month-end close that actually finishes — done in Applied Epic by a team that knows brokerage books. Fixed-fee, Canada-wide.
Why BrokerLedger
We work inside Applied Epic and know how a brokerage's books actually move — so you don't have to teach your bookkeeper how insurance bookkeeping works.
Most outsourced bookkeepers have never reconciled a premium trust account or matched a carrier statement. We specialize in insurance broker bookkeeping and do the accounting in the system you already run on — Applied Epic. That focus shapes how we approach trust reconciliation, carrier matching, and month-end close.
What We Do
Services built around how a brokerage's books actually work
Monthly Brokerage Bookkeeping
Outsourced monthly bookkeeping for Canadian insurance brokerages, done inside Applied Epic. We code the month's activity, reconcile bank, trust and carrier accounts, run AP and AR, and deliver a close package on a fixed date.
See what's included →Premium Trust Account Reconciliation
A focused premium trust reconciliation engagement, or a defined component of monthly bookkeeping, that compares trust assets against the trust liabilities they cover. Scope and pricing show the work once, with an exception log and a dated statement the principal broker keeps on file.
See what's included →Carrier & Insurer Statement Reconciliation
We reconcile insurer statements to your Applied Epic records — agency bill and direct bill — so unidentified balances, stale payables, and carrier disputes stop piling up.
See what's included →Commission Income & Producer Compensation
Base, contingent and profit-sharing commission tracked and reconciled to what carriers actually paid, with producer and sub-broker splits calculated off the same reconciled numbers.
See what's included →Who We Serve
Canadian insurance brokerages, by segment
Specialists in Applied Epic, working with brokerages across Canada
Cloud-first and remote-by-design. We do your accounting in Applied Epic and reconcile your premium trust to your provincial broker regulator's expectations — in Ontario, B.C., Alberta, Quebec, and beyond.
Pricing
Fixed-fee packages
Three tiers, scoped by brokerage size and complexity. Every tier shows what's included; pricing is shared on the discovery call.
Essentials
Smaller brokerages with one or two producers and a straightforward, mostly direct-bill book.
- Monthly bookkeeping and transaction coding in Applied Epic
- Bank, trust, and credit card reconciliation
- Monthly premium trust reconciliation with surplus/shortfall reporting
- Direct-bill commission reconciliation
- Monthly close package and short written summary
- Year-end working-paper file delivered to your accountant
- Email support with 1 business day response
Growth
Established brokerages with several producers and a mix of agency and direct bill across multiple carriers.
- Everything in Essentials
- Agency-bill and carrier statement reconciliation
- Premiums-payable-to-insurers scheduling
- Producer and sub-broker commission statements
- Owner reporting: P&L, balance sheet, revenue by line and producer
- Defined month-end close calendar with committed turnaround
- Quarterly financial review call
Enterprise
Larger or multi-office brokerages, MGAs, and acquirers consolidating multiple books on Applied Epic.
- Everything in Growth
- Multi-entity and multi-office consolidation
- Multi-currency handling for non-standard and foreign placements
- Contingent and profit-sharing commission tracking
- Lender- and acquirer-ready financial statements
- Trust position dashboard and KPI reporting
Guides & Answers
Plain-language guides for brokerage owners and controllers
Premium trust, agency vs direct bill, carrier and commission reconciliation, Applied Epic month-end — written for the people who actually have to do the work.
Book a discovery call
Tell us about your brokerage and we'll walk you through exactly how we can help. No pressure, no obligation — just a straightforward conversation.
Get in Touch
Have a question? We typically reply within one business day.