Insurance Brokerage Accounting in Ontario
Insurance brokerage bookkeeping in Ontario
Ontario general insurance brokers are licensed and regulated by the Registered Insurance Brokers of Ontario (RIBO). RIBO sets expectations around holding client premium in trust, reconciling it, and reporting financial information — we keep your premium trust reconciled monthly and your books ready for those requirements. Confirm current RIBO requirements with the regulator.
Regulation & trust
- Regulator
- Registered Insurance Brokers of Ontario (RIBO)
- Premium trust
- RIBO expects client premium held in trust and reconciled, with trust position monitored
- Financial filing
- RIBO requires brokerages to file financial information periodically
Trust handling and financial filing obligations vary by regulator and your trust position. We map your engagement scope to the rules that apply in your province and keep your premium trust reconciled to them.
What working with us looks like
Applied Epic specialists, remote-by-design
We work inside Applied Epic with secure document exchange. Your accounting runs the way your broker management system already runs.
CPA-led brokerage service
Every engagement is overseen by a CPA and built for how a brokerage actually operates. Your books are built the way an owner needs to read them.
Brokerage-only specialization
We do not work with SMBs or other industries. Our entire workflow is shaped around premium trust, agency bill versus direct bill, and month-end close for brokerages.
Fixed-fee tiers
No hourly billing surprises. Three packages — Essentials, Growth, Enterprise — with inclusions on the pricing page.
Also serving
British Columbia →Book a discovery call
Tell us about your brokerage and we'll walk you through exactly how we can help. No pressure, no obligation — just a straightforward conversation.
Get in Touch
Have a question? We typically reply within one business day.