Why this firm exists
Most outsourced bookkeepers serve everyone — contractors, clinics, restaurants, professional services, and the occasional brokerage. They have never reconciled a premium trust account, matched a carrier statement to a broker management system, or untangled a producer commission split. The default chart of accounts has no concept of premiums payable to insurers, and the default month-end checklist has no trust reconciliation on it.
For a Canadian insurance brokerage, those gaps are a real problem. Your provincial broker regulator, your carriers, your producers, and your bank all expect something specific — and a generalist bookkeeper running default settings cannot deliver it. Worse, the accounting usually lives in Applied Epic, a system most bookkeepers have never opened.
BrokerLedger exists to be the firm a Canadian brokerage can hire without having to teach the bookkeeper how a brokerage works — or how Applied Epic works.
CPA-led, brokerage-focused
BrokerLedger is a CPA-led, brokerage-focused accounting team. We work with the difference between agency bill and direct bill, why a trust position needs to reconcile every month, how contingent commissions land, and where the numbers come from inside Applied Epic. That focus is what shapes how we build a brokerage's file.
How we work
Brokerage specialization
Every workflow is shaped by how brokerages earn and hold money — premium trust, agency and direct bill, carrier remittances, and producer compensation — and by your provincial broker regulator's expectations. That focus is the reason we can hand you a clean monthly close out of the box.
Applied Epic specialists
We do your accounting in the system you already run on. Whether your Epic accounting module is set up well, set up badly, or barely used, we configure it, reconcile in it, and run month-end in it — instead of pulling everything into a spreadsheet on the side.
Fixed-fee packages
Three tiers — Essentials, Growth, Enterprise. Pricing is shared on the discovery call so we can scope correctly to your premium volume, number of producers, and reporting needs.
Independence respected
We do bookkeeping, accounting, and advisory work — never assurance work for our own clients. Audit and review engagements are performed by independent licensed public accounting firms. We prepare your file so they have an easier engagement.
What we don't do
- — Audit, review, or compilation engagements for our own clients (independence)
- — Corporate tax (T2) preparation, personal tax returns, or tax advisory
- — Regulatory or licensing advice (talk to your provincial broker regulator)
Independence & disclaimers
BrokerLedger provides bookkeeping, accounting, and advisory services to Canadian insurance brokerages. We do not perform assurance engagements (audit or review) for our clients — that work is performed by independent licensed public accounting firms.
Applied Epic and Applied Systems are trademarks of Applied Systems, Inc. BrokerLedger is an independent accounting firm and is not affiliated with, endorsed by, or certified by Applied Systems.
Content on this site is general information about Canadian insurance brokerage accounting. It is not tax, legal, or regulatory advice for any specific brokerage. Confirm any decision with your CPA, lawyer, or your provincial broker regulator before acting.